Personal Injury Compensation Calculator — Estimate Your Claim Value

Personal Injury Compensation Calculator Guide

While only a lawyer can give you an exact assessment, this guide helps you understand how compensation is calculated and estimate your potential claim value.

Step 1: Calculate Economic Damages

Medical expenses: - Emergency room: $___ - Hospitalization: $___ - Surgery: $___ - Medication: $___ - Physical therapy: $___ - Ongoing/future medical costs: $___

Lost income: - Missed work days × daily wage: $___ - If permanently disabled: remaining career earnings: $___

Property damage: - Vehicle or other property: $___

Other expenses: - Transportation to appointments: $___ - Home care or childcare: $___

Total Economic Damages: $[A]

Step 2: Calculate Non-Economic Damages

Non-economic damages use a multiplier of your economic damages.

Multiplier guide: - 1.5x: Minor injury, full recovery, minimal impact on life - 2x: Moderate injury, full recovery in months - 3x: Serious injury, partial recovery, some permanent impact - 4x: Severe injury, significant permanent limitations - 5x+: Catastrophic injury, permanent disability, life-altering

Your multiplier: ___

Non-economic damages = [A] × multiplier = [B]: $___

Step 3: Total Before Liability Adjustment

[A] + [B] = Gross Claim Value: $[C]

Step 4: Adjust for Liability

If you were partially at fault, reduce by your percentage:

Your fault percentage: ___%

Adjusted claim = [C] × (100% - fault%) = $[D]

Step 5: Reality Check

Insurance policy limits cap your recovery unless the defendant has personal assets. Check: - What is the defendant's insurance limit? - Do they have other assets? - Do you have underinsured motorist coverage?

Claim Value Estimator by Scenario

Scenario	Estimated Range
Minor car accident, soft tissue	$8,000 – $25,000
Moderate car accident, fracture	$50,000 – $150,000
Serious injury, partial disability	$150,000 – $500,000
Severe injury, full disability	$500,000 – $2,000,000+
Wrongful death	$500,000 – $5,000,000+

Important Limitations

This is an estimate only. Factors that dramatically affect value: - Strength of liability evidence - Quality of medical documentation - Jurisdiction (some states have lower average verdicts) - Defendant's insurance limits - Quality of your legal representation

Final Verdict

Use this guide to understand the calculation logic and estimate your range, but always consult a personal injury attorney for an accurate assessment. Most offer free consultations and can evaluate your case with knowledge of local values and laws.