Personal Injury Demand Letter in Arizona
A well-written demand letter is the foundation of any successful personal injury settlement in Arizona. It summarizes your damages, establishes liability, and opens formal negotiations with the insurance company.
For informational purposes only. Not legal advice. Consult a licensed attorney.
2 years
Statute of Limitations
Pure comparative fault
Fault System
$15,000 – $70,000
Avg Settlement Range
What to Include in Your Arizona Demand Letter
Incident Summary
Date, location, and clear description of how the accident occurred and why the other party is at fault under pure comparative fault.
Injuries & Medical Treatment
Full list of diagnosed injuries, treating physicians, hospitals, therapists, and total medical expenses to date.
Lost Wages Documentation
Pay stubs, employer letter, and calculation of all income lost due to your injuries.
Pain & Suffering
Description of how injuries affected your daily life, relationships, and mental health.
Total Demand Amount
Specific dollar amount you are demanding — typically set higher than your minimum acceptable settlement to leave room for negotiation.
Response Deadline
Give the insurer a firm deadline to respond (typically 30 days) to create urgency.
Demand Letter Template Preview
Fields in gold are placeholders you fill in with your own details. This preview shows the structure — an attorney completes and strengthens the full letter for you.
An attorney completes the liability section, calculates pain & suffering, sets the demand amount, and delivers the letter on official letterhead — dramatically increasing insurer response rates.
Get a Free Attorney Review in Arizona →Arizona Injury Law
Arizona is a pure comparative fault state, permitting injured plaintiffs to recover compensation no matter their degree of fault. Damages are simply reduced in proportion to the plaintiff's assigned fault percentage. Arizona does not mandate no-fault personal injury protection, so claims flow through traditional at-fault liability channels. The statute of limitations is 2 years under A.R.S. § 12-542. Arizona courts see a high volume of auto accident, slip-and-fall, and construction-related injury cases given the state's rapid population growth. Claims against government agencies require a 180-day notice of claim under A.R.S. § 12-821.01, with a separate 1-year lawsuit deadline. Arizona places no general statutory cap on compensatory damages, though medical malpractice noneconomic damage caps have been challenged and struck down by state courts. Punitive damages require proof by clear and convincing evidence of evil intent or conscious disregard for others.