Personal Injury Demand Letter in South Carolina
A well-written demand letter is the foundation of any successful personal injury settlement in South Carolina. It summarizes your damages, establishes liability, and opens formal negotiations with the insurance company.
For informational purposes only. Not legal advice. Consult a licensed attorney.
3 years
Statute of Limitations
Modified comparative fault (51% bar)
Fault System
$12,000 – $55,000
Avg Settlement Range
What to Include in Your South Carolina Demand Letter
Incident Summary
Date, location, and clear description of how the accident occurred and why the other party is at fault under modified comparative fault (51% bar).
Injuries & Medical Treatment
Full list of diagnosed injuries, treating physicians, hospitals, therapists, and total medical expenses to date.
Lost Wages Documentation
Pay stubs, employer letter, and calculation of all income lost due to your injuries.
Pain & Suffering
Description of how injuries affected your daily life, relationships, and mental health.
Total Demand Amount
Specific dollar amount you are demanding — typically set higher than your minimum acceptable settlement to leave room for negotiation.
Response Deadline
Give the insurer a firm deadline to respond (typically 30 days) to create urgency.
Demand Letter Template Preview
Fields in gold are placeholders you fill in with your own details. This preview shows the structure — an attorney completes and strengthens the full letter for you.
An attorney completes the liability section, calculates pain & suffering, sets the demand amount, and delivers the letter on official letterhead — dramatically increasing insurer response rates.
Get a Free Attorney Review in South Carolina →South Carolina Injury Law
South Carolina applies modified comparative fault with a 51% bar. The statute of limitations is 3 years for most personal injury claims. South Carolina does not require no-fault PIP insurance. South Carolina's tourism industry along the Grand Strand and Hilton Head creates significant hotel and resort premises liability litigation. Auto accident cases in the Myrtle Beach corridor are numerous. South Carolina has no general cap on compensatory damages for most personal injury cases. The South Carolina Tort Claims Act limits claims against governmental entities to $600,000 per claimant and $1.2 million per occurrence, with specific pre-suit notice requirements. Medical malpractice cases in South Carolina require a notice of intent to file suit, a 90-day pre-litigation waiting period, and an expert affidavit under S.C. Code Ann. § 15-79-110. Workers' compensation is the exclusive workplace injury remedy. South Carolina caps punitive damages at the greater of 3 times compensatory damages or $500,000 under S.C. Code Ann. § 15-32-530.