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Injury Type Guide

T-Bone Collision Claims

Side-impact crashes strike where vehicles offer the least protection — proving who had the right of way is everything.

T-bone collisions, also called side-impact or broadside crashes, occur when the front of one vehicle strikes the side of another, typically at intersections. They are especially dangerous because the doors and side panels provide far less crumple-zone protection than the front or rear of a vehicle, leaving occupants on the struck side directly exposed to the intruding vehicle. Common injuries include traumatic brain injury, broken ribs and pelvis, internal organ damage, spinal injuries, and severe lacerations, with occupants nearest the impact often suffering the worst harm. The central liability question in nearly every T-bone case is which driver had the right of way — the dispute usually turns on who ran a red light or stop sign, who failed to yield while turning left, or whose traffic signal was green. Because each driver typically claims the other was at fault, these cases frequently hinge on independent evidence: traffic camera and nearby business surveillance footage, intersection signal timing records, event data recorder downloads showing speed and braking, and neutral eyewitness testimony. Comparative negligence often plays a role, as a driver with the right of way may still bear some responsibility if they were speeding or distracted. Damages can be substantial given the injury severity and may include emergency surgery, rehabilitation, lost income, and pain and suffering. Acting quickly to secure intersection footage — which is frequently overwritten within days — is one of the most important steps in a T-bone claim.

For informational purposes only. Not legal advice. Consult a licensed attorney.

Average Settlement Range

$30,000 – $250,000 (severe side-impact or fatal cases exceed $500,000)

Settlement amounts vary based on injury severity, liability clarity, insurance coverage limits, and jurisdiction. These figures represent broad statistical averages and are not a guarantee for any individual case.

Common Causes

  • Running a red light or stop sign at an intersection
  • Failure to yield while making a left turn across traffic
  • Distracted driving causing a missed signal or sign
  • Speeding into an intersection on a stale or changing light
  • Impaired drivers misjudging right-of-way at crossings

What You Must Prove

To succeed in a t-bone collision claim you must establish each of the following legal elements by a preponderance of the evidence (more likely than not):

  1. 1
    One driver had the legal right of way at the intersection
  2. 2
    The other driver failed to yield, ran a signal, or violated a stop sign
  3. 3
    Intersection footage, signal data, or witnesses establish fault
  4. 4
    The side impact was the direct cause of the occupant's injuries
  5. 5
    Quantifiable damages resulted, adjusted for any comparative fault

Statute of Limitations (Time Limit)

2 years in most states; secure intersection footage before it is overwritten

Filing deadlines are strict — missing the statute of limitations permanently bars your right to compensation. Consult a licensed attorney as early as possible to ensure your claim is preserved.