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Economic Damages

Lost Wages in a Minnesota Personal Injury Claim

If an injury caused by another party's negligence forced you out of work in Minnesota, you can recover lost wages and future earning capacity as part of your claim. Here is exactly how to document, calculate, and recover your income losses.

For informational purposes only. Not legal advice. Consult a licensed attorney.

Modified comparative fault (51% bar)

Fault System

2 years

Filing Deadline

No-Fault

Auto System

What Lost Wages You Can Recover in Minnesota

Past Lost Wages

All income you lost from the date of the accident through settlement or verdict — including salary, hourly wages, tips, commissions, bonuses, and self-employment income.

Future Lost Earnings

If your injury causes permanent or long-term disability affecting your ability to work, you can recover the present value of future income losses. Expert economic testimony is typically required.

Lost Business Income

Self-employed individuals and business owners can claim documented lost profits caused by their inability to work.

Benefits & PTO Used

Sick days, vacation days, and other benefits consumed due to your injury may be recoverable as lost wages.

No-Fault vs At-Fault in Minnesota

Minnesota is a no-fault auto insurance state. Your own insurer's Personal Injury Protection (PIP) covers a portion of your lost wages — typically 60–80% up to your policy limit — regardless of who caused the accident. Once you exceed your PIP limits or meet the serious injury threshold, you can pursue the at-fault driver for additional lost wages.

Minnesota Injury Law

Minnesota operates under a no-fault auto insurance system with relatively high PIP minimums of $40,000 per accident. Tort lawsuits for auto accident injuries require meeting a serious injury threshold. Beyond auto accidents, Minnesota's general personal injury system uses modified comparative fault with a 51% bar. The statute of limitations is 2 years. Minnesota courts see a high volume of slip-and-fall cases arising from icy winter conditions, as well as construction accident litigation. The Minnesota Dram Shop Act creates liability for licensed vendors who sell alcohol to visibly intoxicated persons who subsequently cause injury. Minnesota has no general cap on compensatory damages for most personal injury cases. Medical malpractice claims require a affidavit of expert review at filing under Minn. Stat. § 145.682. Workers' compensation in Minnesota provides no-fault benefits for work injuries, administered by the Department of Labor and Industry. Punitive damages require a separate motion and court approval before the jury may consider them.

Legal Injury GuideFor informational purposes only. Not legal advice. Consult a licensed attorney.