Lost Wages in a New York Personal Injury Claim
If an injury caused by another party's negligence forced you out of work in New York, you can recover lost wages and future earning capacity as part of your claim. Here is exactly how to document, calculate, and recover your income losses.
For informational purposes only. Not legal advice. Consult a licensed attorney.
Pure comparative fault
Fault System
3 years
Filing Deadline
No-Fault
Auto System
What Lost Wages You Can Recover in New York
Past Lost Wages
All income you lost from the date of the accident through settlement or verdict — including salary, hourly wages, tips, commissions, bonuses, and self-employment income.
Future Lost Earnings
If your injury causes permanent or long-term disability affecting your ability to work, you can recover the present value of future income losses. Expert economic testimony is typically required.
Lost Business Income
Self-employed individuals and business owners can claim documented lost profits caused by their inability to work.
Benefits & PTO Used
Sick days, vacation days, and other benefits consumed due to your injury may be recoverable as lost wages.
No-Fault vs At-Fault in New York
New York Injury Law
New York combines mandatory no-fault PIP insurance with a pure comparative fault system for tort claims that exceed the no-fault threshold. To sue for pain and suffering in an auto accident, the injury must meet a "serious injury" threshold defined in Insurance Law § 5102(d). For non-auto personal injury cases, New York's pure comparative fault allows recovery regardless of plaintiff fault percentage. The statute of limitations is 3 years, with special rules for government claims. New York courts — particularly in the five New York City boroughs — produce among the highest personal injury verdicts in the country. New York has no general cap on compensatory damages. The New York City Transit Authority and other public entities have specific notice of claim requirements. Medical malpractice claims have a 2.5-year statute of limitations under CPLR § 214-a. The Labor Law §§ 200, 240, and 241 create significant liability for construction site injuries, with § 240 (the "Scaffold Law") imposing absolute liability on property owners and contractors for gravity-related injuries.