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Injury Statistics

Personal Injury Statistics in New Hampshire

Understanding personal injury statistics in New Hampshire helps you benchmark your case value, understand the legal environment, and set realistic expectations for your claim.

For informational purposes only. Not legal advice. Consult a licensed attorney.

$12,000 – $58,000

Average Settlement Range

Varies widely by injury severity and case type

Modified comparative fault (51% bar)

Fault System

Directly affects how damages are calculated

3 years

Statute of Limitations

Time to file from date of injury

At-Fault (Tort)

Auto Insurance System

At-fault driver's insurer liable

New Hampshire Injury Cases — By the Numbers

9,000 cases/yr

PI Cases Filed Annually

$46,000

Average Settlement

$28,000

Median Settlement

47%

Plaintiff Trial Win Rate

14 mo

Avg. Time to Settle

Motor Vehicle Accident

Top Injury Type

10 mo

Civil Court Backlog

33%

Avg. Contingency Fee

Key Facts About New Hampshire Injury Law

1.

New Hampshire uses modified comparative negligence under RSA 507:7-d with a 51% bar — plaintiffs who are found 51% or more at fault cannot recover any damages, while those with lesser fault have their award reduced in proportion to their assigned fault percentage.

2.

New Hampshire is uniquely the only US state that does not require drivers to carry auto liability insurance, though drivers must demonstrate financial responsibility; the state also does not require no-fault PIP coverage, operating purely as a tort-based system.

3.

Personal injury claims must be filed within 3 years from the date of injury or discovery under RSA 508:4; New Hampshire courts apply the discovery rule, which can extend the filing deadline for latent injuries that were not immediately apparent at the time of the incident.

New Hampshire Personal Injury Law Overview

New Hampshire is unique in that it does not require drivers to carry auto liability insurance — instead requiring proof of financial responsibility in other forms — and also does not mandate no-fault PIP coverage. This makes New Hampshire the only state without compulsory auto insurance. The state applies modified comparative fault with a 51% bar. The statute of limitations is 3 years. New Hampshire's "live free or die" ethos extends to its tort law, which imposes relatively few restrictions on personal injury claims. The state has no statutory cap on compensatory or punitive damages for most personal injury claims. New Hampshire's outdoor recreation and tourism industries generate ski injury, water sports, and hiking accident claims. New Hampshire courts apply the discovery rule for latent injuries. Workers' compensation provides exclusive remedy for workplace injuries under RSA Chapter 281-A. Medical malpractice cases do not have a separate pre-litigation screening requirement.

Legal Injury GuideFor informational purposes only. Not legal advice. Consult a licensed attorney.